Colleen House Model |
Option 1: Bank Financing (Inner Lot)
| Selling Price |
Php 1,300,000.00 |
| 20% Downpayment |
Php 260,000.00 |
| Less: Reservation |
Php 20,000.00 |
| Net Down Payment |
Php 240,000.00 |
| Payable in 12mos. |
Php 20,000.00 |
| Loanable Amount |
Php 1,040,000.00 |
| Legal and Misc. Fees |
Php 104,000.00 |
Total Loanable Amt.
|
Php 1,144,000.00 |
Monthly Amortization @10.5% Lock-In Interest (Bank Financing):
| 5yrs. |
Php 24,589.02 |
| 10yrs. |
Php 15,436.56 |
15yrs.
|
12,645.76 |
NOTE:
- Fire and MRI insurance not included.
- Move-in on the 19th to 21st month or after paying downpayment
- Processing Fees includes Transfer of Title.
- Interest rate is reference only.
- Prevailing interest rate will apply upon loan takeout.
- Bank terms for OFW is 10 yrs while locally employed has up to 15 yrs.
- Developer will process loan. Tied up with Metrobank and UCPB.
- Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)
Option 2: Cash Payment Scheme
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,300,000.00 AND UP
| Typical Selling Price |
Php 1,300,000.00 |
| Less: Reservation Fee |
Php 20,000.00 |
| Selling Price Net of Reservation Fee |
Php 1,280,000.00 |
| 10% Discount within 7 days from the date of reservation |
Php 1,152,000.00 |
| 9.5% Discount within 8 to 30 days from the date of reservation |
Php 1,158,400.00 |
| 9% Discount within 31 to 60 days from the date of reservation |
Php 1,164,800.00 |
| 8.5% Discount within 61 to 90 days from the date of reservation |
Php 1,171,200.00
|
Option 3: In-House Financing
| Selling Price |
Php 1,300,000.00 |
| Down payment (20%) |
Php 260,000.00 |
| Processing Fee (4.5%) |
Php 58,500.00 |
| Total Down payment |
Php 318,500.00 |
| Less: Reservation Fee |
Php 20,000.00 |
| Net Downpayment |
Php 298,500.00 |
Payable in 12 months
|
Php 24,875.00 |
Total Remaining Balance: Payable Through In-House Financing
80% Balance
|
Php 1,040,000.00 |
Amortization Including Insurance Fees
Years to Pay:
| Ten (10) years @ 21% |
Php 20,792.89 |
| Five (5) years @ 18% |
Php 26,409.16 |
NOTE:
- Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
- Transfer of Title cost not included.
- Processing fees includes One year Advance Real Property Tax & Insurances,
- Advance Homeowners Dues and Documentation/Notarial Fees.
- In-house processing will be processed by the Developer. Buyer just need to submit requirement
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