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Cypress Sample Computations:Option 1: PAG-IBIG FINANCING:
Selling Price Php 750,000.00
Add: Processing Fee Php 90,000.00
Total Contract Price Php 840,000.00
Less: Loanable Amount to Pag-ibig Php 750,000.00
Required Equity Php 90,000
Less: Reservation Fee Php 7,500.00
Net Equity Php 82,500.00
Monthly Equity for 12 Months              
Php 6,875.00

Monthly Pag-ibig Amortization:
Yrs to Pay

5   yrs @ 7% Php 14,850.82
10 yrs @ 7% Php 8,708.10
15 yrs @ 7% Php 6,741.15
20 yrs @ 7% Php 5,814.67
25 yrs @ 7% Php 5,300.77
30 yrs @ 7%                       
Php 4,989.75


NOTE:
  • The Cypress is strictly PAGIBIG Financing and CASH Payment only. Bank and In-house Financing are not accepted.
  • MRI and FIRE Insurance are not yet included in the computation. Approximately P550/mo.
  • Move-in after 12 months or payment of equity.
  • Maximum terms of loan varies depending Buyer's age.
  • Loan must be paid before Buyer reaches 70 yrs. old.
  • Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance.
  • One year advance property tax and other blueprints.

Option 2: CASH PAYMENT SCHEME(INNER LOT)

(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)

Typical Selling Price Php 750,000.00
Less: Reservation Fee Php 7,500.00.00     
Selling Price Net of Reservation Fee Php 742,500.00
10% Discount within 7 days from the date of reservation Php 668,250.00
9.5% Discount within 8 to 30 days from the date of reservation Php 671,962.50
9% Discount within 31 to 60 days from the date of reservation Php 675,675.00         
8.5% Discount within 61 to 90 days from the date of reservation Php 679,387.50

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