CAVITE HOUSE - PROVIDER OF QUALITY HOMES AT AFFORDABLE PRICE

Option 1: Bank Financing (Inner Lot)

Selling Price	Php 1,700,000.00
20% Downpayment	Php 340,000.00
Less: Reservation	Php 20,000.00
Net Downpayment	Php 320,000.00
Payable in 15mo.	Php 26,666.67
Loanable Amount	Php 1,360,000.00
Legal and Misc. Fees	Php 136,000.00
Total Loanable Amt.	Php 1,496,000.00

Monthly Amortization @10.5% (Bank Financing):

5yrs.	Php 32,862.22
10yrs.	Php 20,893.62
15yrs.	Php 17,244.11

NOTE:

Fire and MRI insurance are included.
Move-in on the 19th to 21st month or after paying downpayment
Processing Fees includes Transfer of Title.
Interest rate is reference only.
Prevailing interest rate will apply upon loan takeout.
Bank terms for OFW is 10 yrs while locally employed has up to 15 yrs.
Developer will process loan. Tied up with Metrobank and UCPB.
Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).

Option 2: CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,300,000.00 AND UP

Typical Selling Price	Php 1,700,000.00
Less: Reservation Fee	Php 20,000.00
Selling Price Net of Reservation Fee	Php 1,680,000.00
10% Discount within 7 days from the date of reservation	Php 1,512,000.00
9.5% Discount within 8 to 30 days from the date of reservation	Php 1,520,400.00
9% Discount within 31 to 60 days from the date of reservation	Php 1,528,800.00
8.5% Discount within 61 to 90 days from the date of reservation	Php 1,537,200.00

Option 3: In-House Financing

Selling Price	Php 1,700,000.00
Down payment (20%)	Php 340,000.00
Processing Fee (4.5%)	Php 76,500.00
Total Down Payment	Php 416,500.00
Less: Reservation Fee	Php 20,000.00
Net Down Payment	Php 396,500.00
Payable in 15 months	Php 26,433.33

Total Remaining Balance: Payable Through In-House Financing

80% Balance

Php 1,360,000.00

Amortization Including Insurance Fees
Years to Pay:

Ten (10) years @ 21%	Php 27,190.71
Five (5) years @ 18%	Php 34,535.06

NOTE:

Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
Transfer of Title cost not included.
Processing fees includes One year Advance Real Property Tax & Insurances,
Advance Homeowners Dues and Documentation/Notarial Fees.
In-house processing will be processed by the Developer. Buyer just need to submit requirements

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